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Flex Car Finance. With no advance payment and no prepayment charges…

With no advance payment and no prepayment charges, our Flex car finance was designed to help you to get the motor vehicle you need with financing options that work for you personally.

What’s The Flex Car Loan?

Our Flex car finance is similar to a rent, except which you actually have the automobile. At the conclusion of your funding term, you can easily wthhold the vehicle if you are paying the balance that is remaining fund the total amount in the present utilized prices. You can also merely get back the vehicle. 1

How can the Flex Loan Program work?

The Flex Loan Program can be obtained for used and new cars (up to five model years of age). Funding options can be found from 24 to 72 months, offering re payments as much as 40per cent less than old-fashioned funding. Let me reveal a good example:

Mainstream Loan Flex Loan
Loan Amount $30,000 $30,000
Loan Term 3 years 3 years
guaranteed in full Future Value (GFV) n/a $16,500
monthly premiums $869.00 $464.80*

*Payments 1-35 are $464.80 having a 36th repayment of $16,500 (GFV). 45 times to first repayment. Predicated on a 3.99per cent apr. Disclaimer: (1) Rates shown are for illustrative purposes just and may even vary as a result of specific credit history and/or loan term. (2) re Payments shown can vary greatly from the payment that is final by credit union loan agent.

At any right time through your loan term you are able to:

  • Offer the automobile, spend the loan balance (including value that is residual and keep any huge difference.
  • Make use of the car as being a trade-in, plus the loan stability (including residual value) is compensated included in the deal.
  • Keep carefully the vehicle and refinance the loan stability (including recurring value) being an utilized automobile loan.

At loan readiness, you’ve got the solution to get back the car and walk out of the value that is residual.

Why should I have a Flex Loan?

Aided by the Flex car finance, you love:

  • No advance payment with no prepayment charges
  • Reduced payments that are monthly traditional loans
  • Ownership advantages and funding options as the car is titled in your title

Prepared to get going?

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1 automobiles will soon be gone back to a store chosen by Cinfed. Disclaimer: (1) Rates shown are for illustrative purposes just that can differ because of credit that is individual and/or loan term. (2) re re re Payments shown can vary from the payment that is final by credit union loan agent.

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